Terms of Use

Last updated: January 2024

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials on Loans Mortgages and Savings' website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials
• use the materials for any commercial purpose or for any public display (commercial or non-commercial)
• attempt to reverse engineer any software contained on the website
• remove any copyright or other proprietary notations from the materials

3. Disclaimer

The materials on Loans Mortgages and Savings' website are provided on an 'as is' basis. Loans Mortgages and Savings makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Loans Mortgages and Savings or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Loans Mortgages and Savings' website, even if Loans Mortgages and Savings or a Loans Mortgages and Savings authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of Materials

The materials appearing on Loans Mortgages and Savings' website could include technical, typographical, or photographic errors. Loans Mortgages and Savings does not warrant that any of the materials on its website are accurate, complete or current. Loans Mortgages and Savings may make changes to the materials contained on its website at any time without notice. However Loans Mortgages and Savings does not make any commitment to update the materials.

6. Financial Information Disclaimer

This website does not provide financial advice. All calculators, tools, and information provided are for educational and informational purposes only. The calculations and results should not be considered as financial advice, recommendations, or guidance for any specific financial decision.

You acknowledge that:

• All calculations are estimates and may not reflect actual financial outcomes
• Interest rates, market conditions, and other factors may change over time
• Individual circumstances vary and may affect the applicability of any calculations
• You should consult with qualified financial professionals before making any financial decisions
• Past performance does not guarantee future results

7. Links

Loans Mortgages and Savings has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Loans Mortgages and Savings of the site. Use of any such linked website is at the user's own risk.

8. Modifications

Loans Mortgages and Savings may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United Kingdom and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

10. Contact Information

If you have any questions about these Terms of Use, please contact us through our website.

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This document was last updated on September 2025. We reserve the right to update these terms at any time without prior notice.